Navigating the road with a bump

Driving during the third trimester: New advice to avoid a £1000 fine for UK's Peak Baby Month

Last updated: 02/09/2025

Navigating the road with a bump

September is the UK’s busiest month for births, and many heavily pregnant women will be navigating their final weeks behind the wheel. In fact, late September sees the highest daily birth counts, with around 1,939 babies born on 27th September each year in England and Wales - 8% above the average.*

Claire Wills-McKissick, a temporary car insurance expert at Tempcover, is offering some timely advice to help expectant mothers maintain their independence and make the ‘final stretch’ of driving as peaceful and comfortable as possible.

Understanding the Legal Risks

Don’t risk a £1,000 fine: what pregnant drivers must tell the DVLA

Claire said: “One key reminder is that while pregnancy itself doesn’t require notifying the DVLA, certain conditions that could still arise during the third trimester do. Conditions such late-stage gestational diabetes, high blood pressure or severe sickness must be reported - and failing to do so could result in a fine of up to £1,000.”

Incorrect seatbelt positioning could land you with a £500 penalty

Claire continues: “For mums-to-be, proper positioning of the seatbelt is crucial. The lap strap should sit low, tucked under the baby bump, while the diagonal strap should run across the chest over the shoulder. Worn this way, the belt offers the best protection for both mother and baby in a collision. Get it wrong and drivers not only increase the risk of injury but could also face a £500 fine.”

When to Hand Over the Keys

Maintaining comfort and knowing your limits

“It’s crucial to recognise when you’re not fit to drive” Claire said. “If you’re feeling sick, fatigued or too dizzy to focus, you risk not only your safety but are also committing a motoring offence - in severe cases, it may even be classed as dangerous driving.”

Claire continues, “Whilst there’s no official cut-off point for pregnant drivers, it comes down to listening to your body. If you’re struggling to reach the pedals, check mirrors comfortably, or if tiredness is slowing your reactions, it may be time to hand over the keys.”

“While driving is safe for most mums-to-be, pregnancy can bring extra challenges. This is where flexible options can make a real difference. For instance, temporary car insurance can be a lifesaver. It allows a partner, friend, or family member to legally take the wheel temporarily - whenever you need. Fully comprehensive cover can last for as little as an hour or up to 28 days, giving peace of mind without the hassle of adjusting a full annual policy.”

Top Tips for Mums-to-Be

Claire also shared her top three safety hacks for any expectant mum planning to drive this September:

Adjust your seat to maximise the space between your bump and the steering wheel - this will help to reduce the risk of injury in the event the air bag deploys.

Take regular breaks every 90 minutes to avoid fatigue and improve circulation, and carry snacks and water to prevent dips in energy or nausea.

Always bring your maternity notes in case of an emergency.

* Source: How common is your birthday? Very, if it’s in September, The Times

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