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- One-Day Van Insurance
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One-Day Van Insurance
Flexible and tailored to your needs
- Cover from 1 hour to 28 days
- Only pay for the time you need
- Comprehensive with no impact on no claims discounts
What is one-day van insurance?
Need a van for a day? 24-hour van insurance will get you on your way. There’s no need to spend time waiting and haggling with your insurer when you can easily take out short-term cover.
Getting van insurance for one day is easy:
- Enter a few details about yourself and the van
- Confirm you’re happy with the policy
- Pay for your policy
If you need longer than a day, you can get temporary van insurance for up to 28 days.
Benefits of our one-day van insurance
Cost-effective
Only pay for the time you need
Fast
Quotes in under 2 minutes
Flexible
Short-term van cover from one hour to 28 days
No impact on NCD
A separate policy with no impact on the owner’s no claims discount
How does our van insurance day cover work?
If you only need to drive a van occasionally, it may be quicker and easier to take out temporary van insurance for a day, rather than adjusting your existing policy.
One-day van insurance is a stand-alone, comprehensive policy with no long-term commitments.
Why use one-day van insurance?
Got the van? Time to make your plans… Temporary van insurance can be used when:
- You’re moving house
- Your van is in for repairs
- You’re transporting large items
- You need to insure a new employee for a short period
- You’re driving a loved one to university
- You’re test driving a new van
Most of us don’t have a van to hand but getting instant insurance to borrow one is simple and straightforward.
What does one-day van insurance cover?
Tempcover’s van insurance policies come comprehensive as standard, so you’re covered for any damage to yourself, your van and any third parties involved in an accident.
What’s covered with daily van insurance
- Comprehensive cover on policies from 1 hour to 28 days.
- Accidental and malicious damage to your van.
- Loss or damage to your van caused by fire, theft, or attempted theft.
- Legal liabilities for injury or damage to another person or their property.
- Personal belongings (definitions may differ by insurer).
- Driving in the UK.
- In some instances driving in the EU with the third-party or equivariant level.
What's optional with daily van insurance
- Excess Reduction Cover, reducing your policy excess to as close as £100 as possible.
What's not covered with daily van insurance
- The excess you agreed to pay.
- Release from an impound (unless you buy impound van insurance).
- Additional drivers – we can only cover the driver named on the policy.
- Cover for the loss or damage to a vehicle, trailer, trailer-caravan or broken-down vehicle when being towed by the insured van.
- A sole claim or separate cover for broken/damaged glass including the windscreen.
Each insurer on our panel has its own eligibility criteria. Please pay close attention to their Proposer’s Declaration.
Am I eligible for daily van insurance?
If you qualify for our acceptance criteria, we’re confident you’ll be able to take out one-day van insurance.
To get daily van insurance, you must:
- Be aged 17-77 years old.
- Have no criminal convictions.
- Not had a previous policy of insurance declared void by an insurer.
To get daily van insurance, your van must:
- Be taxed and in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT).
- Not be a hired or rented vehicle.
- Have no modifications other than the addition of the manufacturer’s optional extras (signage, roof racks, ply lining, interior storage) or those designed to aid disabled drivers.
Each insurer on our panel has its own eligibility criteria. Please pay close attention to their Proposer’s Declaration.
Temporary van insurance calculator
It couldn't be simpler get a short term insurance policy. You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!
Get your price estimate
It couldn't be simpler to get a short term insurance policy.
You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!
The price for your selected duration is from:
just £42.80
Prices based on the average price 19,765 policies for the displayed durations (January 2023)
Get your quoteWe work directly with insurers to provide you with short-term insurance to suit your needs
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.
Customer Satisfaction
We also currently hold an ‘Excellent’ rating on Trustpilot with over 40,000 reviews.
We’ve been recognised for our work with plenty of awards
Marc Pell
Managing Director
What our expert says
Sometimes a day is all you need, so with the flexibility of short-term van insurance you can get the cover you need for the time you want with no long-term commitments.
Marc Pell
Managing Director
One-day van insurance FAQs
At Tempcover, we offer cost-effective short-term car and van insurance that ranges from one day to 28 days. Whether you need cover for 24 hours, two days or more, you’ll find a temporary van insurance solution that fits your needs. You can find out more about the levels of temporary van insurance cover available at Tempcover that are suitable for all manner of situations.
We provide quick and affordable short-term van insurance with policies starting from just one hour! Our hourly temporary insurance is designed to provide drivers with maximum flexibility and between 1-12 hours of cover.
Whatever the situation on your hands, you can have the peace of mind that our policies allow you to use your van legally straight away and keep you covered in the case of an incident.
Yes, you can have one-day van cover at the same time as your annual insurance policy. If you need to make a claim, you won’t be able to claim on both policies as this is considered fraud. Also, in the event of a claim on your 24-hours van insurance, your NDC will not be affected.
You can only drive someone else’s van and still be covered if your insurance policy has a ‘driving other vehicles’ clause in its terms and conditions. The DOV clause is most often included on a fully comprehensive insurance policy and provides you with temporary cover on a vehicle that is not yours.
If you plan on driving somebody else’s van, then you should consider getting a temporary one-day van insurance policy which ensures that you’re covered. To be eligible for DOV cover, you must meet certain requirements. These can include:
- The vehicle doesn’t belong to the driver and has not been hired to them
- The driver has the permission of the owner
- The driver is aged 25 or over
- The driver’s personal policy includes the driving other vehicles extension
- The vehicle is insured
Driving another person’s van without the appropriate cover can result in a conviction for driving without motor insurance so it’s important to check this with your insurer.
The cost of one-day van insurance will depend on the policyholder’s details. Drivers with specific details that insurers have historically and statistically seen as high risk will probably pay more to cover their increased chance of making a claim.
You’ll usually find that the price of your annual van insurance is reflected in what you pay for short-term van insurance. If you are used to paying higher-than-average prices for your regular insurance, you will probably pay more for your 24-hour van cover – this is because the premiums are calculated using the same details.
For example, if you are a new driver, you can expect to pay more for your van insurance as you’re likely to have much less experience on the road, so are considered more likely to be involved in an incident.
This is not because you as an individual are expected to have an accident more than others; it’s because, statistically, people with the same or similar details have been more likely to claim in the past. Unfortunately, you are charged more to cover your increased chance of claiming.
Likewise, if you have been driving for 30 years and want to insure a cheaper van in a quiet village location, your policy will cost far less.
The factors that determine the price of your policy include:
- Your age, location, driving history, occupation and vehicle
- Your vehicle’s value
- For what you use the vehicle.
